Archive | April, 2013

EL CAPITALISMO DEL SIGLO 21 NO ES LO QUE ADAM SMITH SOÑO EN SU PROYECTADA TEORIA ECONOMICA.

22 Apr

EL CAPITALISMO DEL SIGLO 21 NO ES LO QUE ADAM SMITH SOÑO EN SU PROYECTADA TEORIRA ECONOMICA.

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ADAM SMITH en el siglo 17 tenia un juego muy diferente the factores REALES  enla vida ECONOMICA DE LAS NACIONES com  el los proyectava en su teoria ECONOMICA. Toda esta teoria ha sido a travez del tiempo desfigurado, prostituida, y se ha convertido en un factor  subyugador y malicioso usando los factores e ADAM SMITH con un LIBERINAJE despiadado y criminal.

El capitalismo – NO LA DEL SIGLO 17 EN TIEMPO DE ADAMS SMITH- es una economía de mercado, caracterizada por la propiedad privada – MAXIME PARA LOS QUE TIENEN EL CAPITAL –  y el uso de recursos y propiedades con fin de lucro sin restricciones. Individuos y empresas tienen el derecho a todos los recursos materiales. Capitalismo les da control gratis en la producción, distribución  – 99%TERS vs 1%TERS – y consumo de recursos para generar ingresos, ganancias y riqueza – PARA ELLOS Y SOLAMENTE PARA ELLOS LOS RICOS DEL MUNDO ENTERO – . El sello del capitalismo es el concepto de libre mercado, que permite una competencia abierta para lograr estas metas. Los practicantes del capitalismo creen que los mercados son lo suficientemente eficientes – ESTAN LOCOS HOY DIA ESO NO ES CIERTO –  – como para tomar decisiones independientes sobre temas como inversiones, producción, distribución, ingresos y los precios. Así el capitalismo desalienta cualquier participación directa del estado – LA MAYORIA DE LOS 99%TERS SON TRABAJADORES DE GOBIERNO, Y GASTA SUS SALARIOS – en los mercados DE LOS CAPITALISTAS POR ESO ES QUE ESTAMOS COMO ESTAMOS. El papel del gobierno en el capitalismo es proporcionar la regulación, infraestructura y protección A SUS CIUDADANOS EQUITATIVAMENTE, para perpetuar la libertad, la privacidad y la economía capitalista. Adam Smith, en los buenos tiempors era considerado como el padre del capitalismo, escribió sobre el papel del interés propio ilustrado – pero seguro que no era NOSTRADAMUS

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-(también conocido como “La Mano Invisible’)”que lo arrebata todo y deja nada para los pueblos; 99%TERS vs 1%TERS. Esto tiene que cambiar pero ya.

EN CASTELLANO SE LE CONOCE COMO LA LEY DEL EMBUDO:

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En nuestros medios también se le conoce como ley del embudo a una expresión acuñada popularmente para denunciar una injusticia surgida en alguna confrontación o disputa. El mandato único de esta ley puede resumirse en: “La ley del embudo/lo ancho para uno/lo estrecho para los demás” (refrán), en referencia a la forma del embudo.

 

La ley del embudo: lo ancho para uno, lo estrecho para los demás

Es una locución muy común en los países de habla castellana.

Es una “ley” contraria a los principios de igualdad ante la ley y de equidad; el uso de esta locución, en algunos casos, puede llevar implícita una crítica contra los poderes fácticos  QUE ABUSIVAMENTE HAN CREADO UNA DISTRIBUCION DE LA RIQUEZA NACIONAL QUE HOY DIA SE LE CONOCE COMO LOS INFAMES “99%TERS vs LOS 1%TERS”..

UN CIDUDADNO PREOCUPADO

CAPITALISM 21TH CENTURY IS NOT WHAT ADAM SMITH DREAMT OF.

22 Apr

CAPITALISM 21TH  CENTURY IS NOT WHAT ADAM SMITH DREAMT OF.

HASA - ADAM SMITH THE FATHER OF THE CAPITALIMS AS FOR THE 17TH CENTURY.

In that then THE 17TH CENTURY capitalism as ADAMS SIMITH predicted IT was a valuable Economic tool for NATIONS to conduct their economic life and behavior; but that all change trhought the passing fo time – DUE TO TOO MUCH LIBERTY IN THE HANDS OF THE FEW. Now days if you compare the end results ADAM SMITH was looking for is – certainly – not what we have runing the whole world now days; I AM REFERRING TO THE INFAMOUS 99%TERS vs 1%TERS. Sure thing that was not wanADAM SMITH had in mind.

Capitalism is a market-driven economy, characterized by private ownership and use of resources owned for profit without restrictions. Individuals and businesses have the right to own all material resources. Capitalism gives them free control- TO THOSE WHO HAVE THE CONTROL OF THE CAPITAL –  in the production, allocation and consumption of resources for generating income – WHEN EVER THEY FEEL LIKE DOING IT FOR PROFIT ONLY – , profit, and wealth. The hallmark of capitalism is the free market – THAT FORCE YOU TO BAY PRODUCTS  YOU DON’T REALY WNAT BUT THEY MAKE YOU BUY – concept, which allows open competition to achieve these goals. Practitioners of capitalism believe that markets are efficient enough  – ARE YOU CRAZY THAT IS NOT THE WAY IT WORKS NOW DAYS 99%TERS vs 1%TERS IS A REALITY – to make independent decisions on matters like investments, production, distribution, income, and prices – TO CONTROL THE NICHT WHERE THEY – THE CAPITALIST –  WANT US TO STAY PUT – . Thus capitalism discourages any direct involvement of the state – THANKS TO LOBBING THAT  MAKES IT WORSE –  in the markets. The role of the government in capitalism is to provide regulation, infrastructure, and protection – OF THE MAJORITY OF THE AMERICAN POPULATION WHEN THEY ARE GETTING THE SHORT SIDE OF THE STICK – , to perpetuate capitalist economy, privacy, and freedom. Adam Smith, regarded as the father of capitalism  – HE WAS NOT NOSTRADAMUS –

HASA - NOSTRADAMUS THE PROFET OF THE FUTURE – who wrote of the role of enlightened self-interest (aka the “invisible hand” WHICH IS NOT SO INVISIBLE BUT REAL AND OUTREAGOUS AND MALITIOUS NOW DAYS IN THE 21TH CENTURY) – THIS HAS TO CHANGE.

PUT IN LATIN AMERICAN WORKDS IT IS KNOWN AS:
It is known as the “Law of the Funnel” to an expression popularly coined to denounce injustice in any confrontation or dispute.

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The unique mandate of this law can be summarized in: “Law of the Funnel / THE WIDE SIDE is for one, and THE NARROW SIDE  is for the others” (saying), in reference to the shape of the funnel.
The Law of the Funnel is known as: The wide Side is for me, and the narrow part is for the others It is a very common phrase in Spanish-speaking countries.

It is a “law” THAT DIPICTS all the contrary to the “”Principles of Equality before the Law and Equity” take a look a the “The reality of the 99%TERS vs THE 1%TERS”. the use of this phrase, in some cases, can be implied as a criticism against the powers – AS NOW DAYS IN THE FAMOUS  “21 CENTURY” – that exist and work the way they DO…. work to make that PROFIT FOR THEMSELVES ONLY. CERTAILY THAT OLD CONCEPT HAS TO CHANGE

A concerned citizen

LA VERDAD SE RECONOCE CUANDO LEEMOS SOBRE LAS MENTIRAS.

6 Apr

 CREANDO UNA MALA REPUTACION PARA UN BUEN HOMBRE.

PRESENTADO A TODOS LOS LATINO-AMERICANOS QUE DOMINAN EL IDIOMA INGLES;

PARA QUE SE LO PASEN A LOS QUE NO LO DOMINAN Y NO SABEN LO QUE ESTA PASANDO EN AMERICA; Y QUE TAMBIEN SE ENTEREN DE CIERTOS CONOCIMIENTOS QUE NO SE ENCUENTRAN EN LA RADIO, NI EN LOS PERIODICOS, TAMPOCO EN LA TELEVISION. LO RECOMIENDO ALTAMENTE.

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DICEN QUE BARACK OBAMA TIENE LA CULPA DE LO QUE ESTA PASANDO EN LA ECONOMIA AMERICANA…!  PERO LA REALIDAD ES TODO LO CONTRARIO. EL ESTA TRATANDO DE SALVAR EL SISTEMA QUE MALAMENTE SE LO ENTRAGARON LOS REPUBLICANOS DESPEUES DE HABER INICIADO LAS GUERRAS DE IRAK Y AFGHANISTAN.

LES ESTOY ENVIANDO UN MENSAJE MUY INFORMATIVO EN INGLES – PARA TODOS ESOS AQUELLOS  LATINOAMERICANOS QUE HABLAN, ESCRIBEN, Y LEEN DICHO IDIOMA –  QUIENES AUN CREEN EN LOS PAJARITOS VOLANDO – Y QUE TANSIQUIERA SE IMAGINAN QUE LOS QUE EN RELIDAD ESTAN SAQUEANDO LOS DINEROS AMERICANOS SON LOS RICOS DEL MUNDO ENTERO, INCLUYENTO NATURALMENTE A NUESTROS QUERIDOS COMPATRIOTAS RICOS AMERICANOS; QUIENES ESTAN SACANDO TODO EL DINERO QUE PUEDEN PARA NO REGRESARLO JAMAS.

TODO ESTA OCURRE MIENTRAS EL BANCO FEDERAL DE LA RESERVA AMERICNA LES BRINDA DICHA OPORTUNIDAD A TRAVEZ DE LOS FAMOSOS BAILOUTS Y LOS PAQUETES DE ESTIMULO – NUESTROS BANCOS  ESTAN SIRVIENDO DE PUENTE PARA ASI  ESTOS RICACHONES PUEDAN LLAVARSE TODO LO MAS QUE ELLOS  QUIERAN Y PUEDAN.   

ESTE TRABAJO ESTA ESCRITO POR UNA PERSONA QUE ES TOTALMENTE INDEPENDIENTE – POLITICAMENTE…DICE EL ….! QUE PARA MI TIENE UN TITULO EQUIVACADO – PARA MI CLARO –

SE DEBERIA DE TITULAR …

“LO QUE EL TIO BUSH NOS DEJO EN UNA COMPLETA CALAMIDA SE CONVIRTIO”.

PARA QUE TGE ENTERES…

QUE NO LE DIGAN QUE NO LE CUENTEN…SEGURO QUE A LO MEJOR LE MIENTEN.

 PARA EL AUTOR SE  TITULA

The End of Barack Obama?

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READ ALL ABOUT IT…PARA AQUE TE ENTERES…

HAZ CLICK SOBRE LOS TITULOS EN COLOR AZUL.

“A wealthy Maryland journalist   (who’s neither a Democrat or Republican) has exposed a scandal   brewing within the current Administration. HACER CLICK SOBRE ESTA LINEA.copiarlo, y   plantarlo en la ventana de búsqueda…http://pro.stansberryresearch.com/1303EOASALYN/LPSIP3CV/cuando vayan   a cerrar el video pidan quedarse en la pagina y tendran toda la misma version   escrita – PDF – para que la guarden.He says it could ruin Obama’s   entire Presidency… and would also result in some of the most dramatic   changes to ordinary American life in more than 50 years.”DESPUES DEL LEGADO QUE NOS DEJARA EL EX-PRESIDENTE  GEORGE W. BUSH EN 2008, EL CUENTO NO PARA AHÍ. VIENE UNA SAGUD CRUCIFICADA   FINANCIERA PARA EL MUNDO ENTERO Y ESTA DESCRITO EN ESTA OBRA – ESCRITO DEL RICO   SEÑOR DE MERYLAND. CONTIENE MUY BUENOS CONSEJOS PARA LOS QUE TIENEN ALMA FINANCIERA; Y NOS ACLARA CIERTOS PUNTOS QUE EL PUBLICO EN GENERAL DESCONOCED DEL TODO. YO LO RECOMIENDO. PARA QUE SE ENTEREN Y QUE NO LES HAGAN EL CUENTO DE QUE   BARACK OBAMA ESTA DESTRUYENDO EL PAIS. QUE FORMA MAS SUCIA Y BAJA DE TRATAR DE DESTRUIR LA REPUTACION DEL UNICO HOMBRE QUE TIENE EL DESEO, EL PODER Y EL MANDATO DEL PUEBLO PARA QUE ENDERCAR NUESTRO CAMINO. HAY POR DONDE CORTAR, PERO LA  COCHINA POLITICA NO NOS DEJA HACER NADA EN UN PLENO CONVIVIO Y ARMONIA CONGRECIONAL. POSITIVO. NO SEÑORES, HAY QUE PARAR ESTA LOCURA. LEAN – ES UN POCO LARGO PERO MUY EINFORMATIVO…

Dear Subscriber,
One of the most widely-read financial journalists in America has done some interesting work recently…
He says there’s an approaching scandal working its way through the Obama administration, which could single-handedly ruin Barack Obama’s Presidency… and perhaps even his entire career.
I strongly encourage you to check this out.
It’s a fascinating story, and a real eye-opener–something you are unlikely to hear about anywhere else.
And even if just half of this story is true, it could certainly have a dramatic impact on our entire country over the next few years.
We’ve posted this fellow’s full analysis on our website. You can access it free of charge, here.
Sincerely,
George Rayburn Publisher, S&A Research


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“EXTRACCION o INSERCION DE TRABAJOS Y DINEROS” ES ESA LA PREGUNTA QUE NOS HACEN LOS CHINOS…?

4 Apr

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“EXTRACCION o INSERCION DE TRABAJOS Y DINEROS” ES ESA LA PREGUNTA QUE NOS HACEN LOS CHINOS…?

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PARA QUE TE ENTERES…! QUE NO TE DIGAN Y QUE NO TE CUENTEN, QUE LA FIESTA DE ESTARSE LLEVANDO LOS TRABAJOS Y LOS DINEROS AMERICANOS A OTROS PAISES AUN NO HA TERMINADO. LEAN Y VEAN CUAL ES EL DESCARO DE ESTA GENTE…HABLANDO DEL EXITO QUE HAN TENIDO DURANTE LOS ULTIMOS 5 AÑOS Y LOS AMERICANOS CRIOLLOS DE PURA CEPA ESTAN ARAÑANDO LAS PAREDES PARA PODER MANTENER SUS FAMILIAS A FLOTE.

WOW…QUE CARA DURA TIENEN ESTA GENTUZA… MAS TARDE LES PASO LA TRADUCCION EN ESPAÑOL DE LA INVITACION DEL GOBIERNO CHINO A LOS RICOS DEL MUNDO – INCLUYENDO LOS AMERICANOS DEL 1%TERS.

NOSOTROS LA CLASE MEDIA TRABAJADORA AMERICANA PREFERIMOS Y LES PEDIMOS QUE HAGAN “INSOURCING” QUE LOS TRAIGAN DE REGRESO A AMERICA, PORQUE LA REALIDAD ES DE LA ECONOMIA AMERICANA Y NOSOTROS LA CLASE MEDIA TRABAJADORA LO NECESITAMOS MALAMENTE,

Y QUE SEA YA.

SEAN PATRIOTAS, Y SEAN UN POCO MAS HUMANOS CON SU PROPIA GENTE EN AMARICA, PAREN ESA CRUEL ACTIVIDAD DE ESTARSE LLEVANDO LOS TRABAJOS Y EL DINERO AMERICANO A OTROS PAISES. GANENCE EL DINERO DE LA FORMA MAS GENTIL Y COMO EN LOS VIEJOS TIEMPOS…

“TRABAJANDOLO DURO… ES SU PROPIO PAIS”.

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LEAN, LEAN Y ENTERENSE CON SUS PROPIOS OJOS…QUIENES SON QUIENES…Y QUE ES LO QUE PROPONEN…

ESTA EN INGLES POR AHORA, PERO LUEGO LES PASO LA TRADUCCION EN ESPAÑOL…

LOS CHINOS DICEN: “LLEVARSE O REGRESAR” LOS TRABAJOS… ES LO QUE ELLOS PREGUNTAN A SUS INVERSIONISTAS.…!!!!

ESTA ES LA INVITACION DEL  GOBIERNO CHINO A LOS RICOS DEL MUNDO ENTERO; INCLUYENDO LOS RICOS AMERICANOS…LOS 1%TERS.

NO LO HAGAN COMO LO HACE LA EXPOSICIÓN MÁXIMA DE TAN HORRIBLE MANERA DE GANAR DINERO…LO HACE…!!!!

HASA - MITT y PAUL 2012

ESTA ES LA CARTA DE INVITACIÓN QUE LOS VIP DE LA 6a CUMBRE GLOBAL ACERCA Y SOBRE “OUTSOURCING o INSOURCING” HACEN A SUS INVERSIONISTAS…

ADJUNTOS VAN: (haga clic para descargar los archivos adjuntos.)

1.- Formal invitación..   2.- perfil… 3.- Agenda básica…y 4 inscripción .

Tratamiento VIP se proporcionará después de la confirmación del Comité de organización: A) libre para registro, hotel de 5 estrellas. B) oportunidades de discurso. (debe solicitarse por adelantado una autorización) C) Reunión con líderes del gobierno chino después de aprobación. D) Recogida del  Aeropuerto (ver a la oficina). E) Visita empresarial organizada para visitar lugares de empleo y Turismo general para la entretención de los visitantes.

Su excelencia, ( Esto es dirigiéndose a los turistas RICOS DEL MUNDO ENTERO).

Tenemos el honor de invitarle a asistir a la VI Cumbre Mundial de Outsourcing (GOS 2013) y para compartir sus conocimientos sobre cuestiones de la extracción global “Outsourcing” de trabajos…personalmente con nosotros.

El evento tendrá lugar el: 13 de junio – 15, 2013. Lugar: ciudad de Wuxi, Jiangsu Province, China.  El Hotel: Worldhotel Grand Juna Wuxi (5 estrellas). Tema a tratar: La globalización económica de – “Outsourcing o Insourcing”; Extraccion o Insercion de trabajos y dineros en la industria China tras el éxito demostrado durante en los últimos 5 años.

Los oradores y participantes de GOS 2013 incluyen principalmente:

Figuras Políticas, Ministros, Gobernadores y Alcaldes del Mundo Entero.  Otros-Ejecutivos como los de Fortune 500, Forbes 2000, IAOP 100 y otros renombradas figuras empresariales; -Compradores y vendedores en todo el mundo; -Renombrados Economistas, Expertos y Eruditos en “Outsourcing”. -Funcionarios del gobierno chino y líderes de negocios.

Los gobiernos y los abitantes de la provincia de Jiangsu y la ciudad de Wuxi, dan una cálida bienvenida a todos los asistentes al VI GOS!

Atentamente,

Wang Quan alcalde, Gobierno Municipal de Wuxi China…

El Presidente Ejecutivo Global CEO de Asociación de Asia-Pacífico el Sr. Zheng Xiongwei, en todo el mundo.

APROBADO por el Ministerio de comercio de China

El CEO del Ministerio de comercio de la Asociación de Asia y el Pacífico, en todo el mundo MR. Wuxi.

El Gobierno Municipal de China CAITEC. De los patrocinadores del PRC—Fiona Qi Asistente al Presidente de la APCEO en China Tel: + 86-10-64987220 Fax: + 86-10-64963611 correo electrónico: summit@apceo.com Página Web: http://gos.apceo.com y www.apceo.com

Dirección:

D1-18 piso, Plaza del sol, no. 68, Anli Road,

Chaoyang District, Beijing, China 100101,

CHINA SAYS: TO OUTSOURCE OR TO INSOURCE THAT IS THE QUESTION

4 Apr

Subject: TO OUTSOURCE OR TO INSOURCE THAT IS THE QUESTION…?

PARA QUE TE ENTERES…! QUE NO TE DIGAN Y QUE NO TE CUENTEN, QUE LA FIESTA DE ESTARSE LLEVANDO LOS TRABAJOS Y LOS DINEROS AMERICANOS A OTROS PAISES AUN NO HA TERMINADO. LEAN Y VEAN CUAL ES EL DESCARO DE ESTA GENTE…HABLANDO DEL EXITO QUE HAN TENIDO DURANTE LOS ULTIMOS 5 AÑOS Y LOS AMERICANOS CRIOLLOS DE PURA CEPA ESTAN ARAÑANDO LAS PAREDES PARA PODER MANTENER SUS FAMILIAS A FLOTE.

WOW…QUE CARA DURA TIENEN ESTA GENTUZA… MAS TARDE LES PASO LA TRADUCCION EN ESPAÑOL DE LA INVITACION DEL GOBIERNO CHINO A LOS RICOS DEL MUNDO – INCLUYENDO LOS AMERICANOS DEL 1%TERS.

NOSOTROS LA CLASE MEDIA TRABAJADORA AMERICANA PREFERIMOS Y LES PEDIMOS QUEHAGAN “INSOURCING”, PORQUE LA REALIDAD ES DE LA ECONOMIA AMERICANA Y NOSOTROS LA CLASE MEDIA TRABAJADORA LO NECESITAMOS MALAMENTE Y YA. SEAN PATRIOTAS, Y SEAN UN POCO MAS HUMANOS CON SU PROPIA GENTE EN AMARICA, PARA ESA CRUEL ACTIVIDAD DE ESTARSE LLEVANDO LOS TRABAJOS Y EL DINERO AMERICANO A OTROS PAISES. GANENCE EL DINERO DE LA FORMA MAS GENTIL Y COMO EN LOS VIEJOS TIEMPOS…”TRABAJANDOLO ES SU  PROPIO PAIS”.

LEAN, LEAN Y ENTERENSE CON SUS PROPIOS OJOS…QUIENES SON QUIENES…Y QUE ES LO QUE PROPONEN…

ESTA EN INGLES POR AHORA, PERO LUEGO LES PASO LA TRADUCCION EN ESPAÑOL…

CHINA SAYS: TO OUTSOURCE OR TO INSOURCE THAT IS THE QUESTION…!!!

GOVERNMENT INVITATION FROM CHINA…

 ELECTIONS 2012 - 1

WE AMERICANS, RATHER HAVE YOU, AND WANT YOU TO DO SOME INSOURCING; FOR WE NEED IT BADLY.

BE PATRIOTIC AND HUMAN WITH YOUR OWN PEOPLE. STOP THAT CRUEL WAY OF MAKING MONEY. BECOME RICHER BUT THE GOOD OLD FASHION WAY…EARNING IT WITH YOUR OWN PEOPLE.

DON’T’, DOP…AS THE MAXIMUN EXPO OF SUCH HORRIBLE WAY OF MAKING MONEY…DO..!!!

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THE 6TH GLOBAL OUTSOURCING SUMMIT VIP INVITATION LETTER
ATTACHMENTS:(Please click to download the attachments.) 1. Formal invitation  2.Profile  3.Basic Agenda   4.Registration form VIP treatment will be provided after organizing committee’s confirmation: 1.Free for registration, 5-star hotel & accommodation 2.Speech opportunities (Should apply in advance for approval) 3.Meeting with Chinese government leaders after approval 4.Airport pick-up/see-off 5. Organized business visit & sightseeing
Your Excellency,
We are honored to invite you to attend the 6th Global Outsourcing Summit (GOS 2013) and to share your insights on global hot outsourcing issues with us.
Date:         June 13th -15th , 2013 Venue:      Wuxi City, Jiangsu Province, China Hotel:        Worldhotel Grand Juna Wuxi (5-Star) Theme:     Economic Globalization – Outsourcing or Insourcing
Following the success in the past 5 years, the speakers and participants of GOS 2013 mainly include:
– Political Figures, ministers, governors and mayors of the world; – Executives from Fortune 500, Forbes 2000, IAOP 100 and other renowned listed companies; – Buyers and Vendors worldwide; – Renowned economists, outsourcing experts and scholars; – Chinese government officials and top business leaders.
The Governments and People of Jiangsu Province and Wuxi City, warmly welcome you to attend the 6th GOS!
Sincerely yours,
Wang Quan Mayor, Wuxi Municipal Government of China
Zheng Xiongwei Global Executive Chairman Asia-Pacific CEO Association, Worldwide
APPROVED BY Ministry of Commerce of China
SPONSORS Asia-Pacific CEO Association, Worldwide Wuxi Municipal Government of China       CAITEC, Ministry of Commerce of PRC       ————– Fiona Qi Assistant to Chairman of APCEO China Tel: +86-10-64987220          Fax: +86-10-64963611  Email: summit@apceo.com        Website: http://gos.apceo.com www.apceo.com Address: D1-18 floor, Sunshine Plaza, No. 68, Anli Road, Chaoyang District, Beijing, 100101, China

“FAMILIES FIRST” bill (SB 196). was passed moments ago in the Florida Senate Committee on Children, Families and Elder Affairs.

1 Apr

HASA - EN PRO DE LA IGUALDAD 

Moments ago the Florida Senate Committee on Children, Families and Elder Affairs passed the “Families First” bill (SB 196).

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By a margin of 5 to 4, the Senate committee voted to move closer to creating a statewide domestic partnership registry (DPR) that would provide essential legal protections for unmarried couples including hospital visitation, correctional facility visitation, end of life decision making and burial arrangements.

A majority of Floridians already live in a local community that has a domestic partnership registry. Places like Pinellas County, Volusia County, Orange County, Broward County, Miami-Dade County, Key West, Tampa, Orlando, Gainesville, Tavares, Clearwater and North Miami already have registries. The Families First bill would eliminate the patchwork of policies and allow people to have important legal protections for their family, no matter where they live.

The bill passed with support from both Democrats and Republicans and its success combined with the strong bipartisan sponsorship of the Florida Competitive Workforce Act signals a new day in Florida. The country is changing and so is Florida. This vote is a reflection of the change in public opinion favoring legal equality for all Florida couples. Our political leaders are finally listening to the pain inflicted on couples who are treated as legal strangers. And they are listening to the growing voice of business leaders who are calling for statewide protections that will help them attract and retain a diverse workforce.

Local Domestic Partnership Registries now protect roughly 50% of Florida’s population. The protections are vital especially since the state has a constitutional amendment banning marriage equality.

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Senator Sobel has championed this bill and told her fellow committee members “Today we made history.” The bill now moves on to the next committee.

Thank you to the thousands of supporters all across the state who have called and emailed the committee urging their support and to the hundreds who have traveled to Tallahassee to testify and speak with your legislators

Onward,

“FAMILIAS PRIMERO” (SB 196) – en pro de la igualdad en el estado de LA FLORIDA.

1 Apr

  HASA - EN PRO DE LA IGUALDAD

“FAMILIAS PRIMERO” (SB 196) – en pro de la igualdad en el estado de LA FLORIDA.

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Hace hace unos instantes el Comité del Senado de FLORIDA  que trata sobre los problemas de los NIÑOS, FAMILIAS Y DE LAS PERSONAS MAYORES aprobó la ley “FAMILIAS PRIMERO” (SB 196). 

Por un margen de 5 a 4, el Comité del Senado votó A FAVOR para promover más el acercamiento a la creación de un REGISTRO DE PAREJAS DOMESTICAS – de hecho a nivel estatal en todo el estado con iniciales (DPR) – que proporcionaría las protecciones legales esenciales para las parejas no casadas, incluyendo visitas de hospital, visitas de Correccional, de la toma de decisiones finales sobre temas de vida, y sobre los arreglos funerarios para dichas parejas.

Ya existe una mayoría de residentes en el ESTADO LA FLORIDA que ya vive en una comunidad local que tiene dicho registro de pareja como un hecho. Lugares como el Condado de Pinellas, Condado de Volusia, Orange County, Condado de Broward, Condado de Miami-Dade, Key West, Tampa, Orlando, Gainesville, Tavares, Clearwater y North Miami ya tiene dichos registros. El proyecto de ley “FAMILIAS PRIMERO” eliminaría la multiplicidad de engorrosas políticas negativas- de los extremistas –  y permitir que las personas tengan las protecciones legales importantes para sus familias, sin importar donde vivan.

El proyecto de ley fue aprobado con el apoyo de LOS DEMÓCRATAS Y REPUBLICANOS combinado con el fuerte patrocinio del Acta de la fuerza competitiva en la Florida “SEÑALANDO UN NUEVO DÍA EN LA FLORIDA”. El país está cambiando y por lo tanto así mismo lo hace el estado de la Florida. Esta votación es un reflejo del cambio en la opinión pública, favoreciendo la igualdad legal para todas las parejas de la Florida. Nuestros líderes políticos finalmente están escuchando el dolor infligido a las parejas que son tratadas como extranjeros legales. Y están escuchando la CRECIENTE voz cada vez mayor de los líderes de nuestras empresas que piden protección estatal para ellos; que les ayudará a atraer y retener a una fuerza laboral necesaria y diversa.

Registros de asociación doméstica locales ahora aproximadamente al 50% de la población de la Florida. Estas protecciones son vitales, especialmente y sobre todo porque el estado tiene una enmienda constitucional – NEGATIVA – que prohíbe la igualdad del matrimonio.

Senador Sobel ha defendido este proyecto de ley y dijo a los miembros compañeros de su Comité de “HOY HICIMOS HISTORIA“. El proyecto de ley pasa ahora a la próxima Comisión.

Gracias a los miles de seguidores en todo el estado que han llamado y enviado por correo electrónico para que el Comité instara su apoyo y a los cientos de seguidores que han viajado a Tallahassee para testificar y hablar con sus legisladores

Adelante…

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SHOULD THE CYPRIOT BAILOUT BECOME A MODEL FOR THE FUTURE OF THE WORLD BANKING INDUSTRY…?

1 Apr

Cyprus Financial Crisis 

SHOULD THE CYPRIOT BAILOUT BECOME A MODEL FOR THE FUTURE OF THE WORLD BANKNG INDUSTRY…?

“On the one hand, the debate is urgently needed to put an end to the banking sector’s business principle holding that profits should be privately enjoyed while losses are borne publicly” Jeroen Dijsselbloem’s words.

Should the Cypriot bailout become a model for the future? The mere suggestion sent markets tumbling last week. But increasing numbers of European politicians would like to see bank shareholders and investors bear a greater share of crisis risk. The EU may be changing its strategy. By SPIEGEL Staff

Jeroen Dijsselbloem’s original game plan was to just keep a low profile. When the 47-year-old Dutch finance minister became head of the Euro Group three months ago, the first thing he did was deactivate his Twitter account. In meetings of the finance ministers of the 17 euro-zone states, he let his counterparts do most of the talking. And whenever he appeared before reporters in Brussels afterwards, he would start with sentences like: “Maybe it’s good, if I say something.”

Dijsselbloem seemed determined to become the most boring of all the boring bureaucrats in Brussels — until last Monday, that is, when he did something no one would have anticipated: He detonated a bomb. The way that large depositors and creditors were being drawn into the bailout of Cypriot banks, he said, could become a model for the entire euro zone. In future aid packages, he said, one must look into whether bank shareholders, bond holders and large depositors could participate so as to spare taxpayers from having to foot the bill. He was announcing nothing less than a 180 degree about face.

Cyprus as a model? Dijsselbloem had hardly finished his comments before international news agencies began registering its impacts. Markets around the world nosedived, the euro sank to a four-month low and EU leaders had to rush into damage-control mode, as did the man who triggered the storm himself. Dijsselbloem backtracked by saying that Cypriot banks were obviously “a special case.” Germany’s top-selling daily tabloid, Bild, scoffed that Dijsselbloem would get a new nickname in Brussels: “Dusselbloem,” the rough equivalent of “Dimwit-bloem.”

But the ridicule might prove premature. In reality, Dijsselbloem merely expressed something that many Europeans already think. Whether at the European Parliament or in several Continental capitals, many are saying that the time is ripe for the financial sector to assume a greater share of the costs for rescuing ailing banks.

‘Banks Must Save Themselves’

Cypriot Banks to Open After 12-day Closure

More is at stake than determining just how to deal with insolvent financial institutions. It is about core tenets of the bailout strategy being followed by the EU. Since the collapse of Lehman Brothers in 2008, it has primarily been EU taxpayers who have assumed liability for the fallout. Failing banks, such as Germany’s Hypo Real Estate (HRE) or Spain’s Bankia, were kept on artificial life support while shareholders and creditors were spared. The advantages were enjoyed not only by actors on the global financial markets, but also by major banking centers, such as those in Luxembourg and London, which could count on seeing governments prop up teetering financial institutions.

A growing number of politicians and experts are demanding an end to this arrangement. In the future, German Chancellor Angela Merkel said, “banks must save themselves.” And German central bank board member Andreas Dombret is convinced that the financial sector can only regain health once there are no longer “implicit state guarantees for banks.”

These guarantees were one of the fundamental reasons why Germany’s state-owned Landesbanken invested in worthless securities, why Irish and Spanish banks financed excessively dubious real estate projects, and why Cypriot banks became a hub for investors with a penchant for tax evasion. The guarantees were also responsible for causing banks’ balance sheets to swell to many times the value of their countries’ annual economic performance. “It’s not that there are just individual lending institutions that are too big to be allowed to fail,” Dombret says. “There are clearly entire banking systems for which the same holds true.” A country’s financial sector, he adds, must be designed so that a national economy can cope with a downturn on its own.

But where is that the case? The balance sheets of Cypriot banks are seven times as large as the island’s annual gross domestic product. The ratio is similar in Ireland, even though the banks in these countries have been being downsizing for four years. The imbalance is even more glaring in Europe’s smallest countries, such as Malta and Luxembourg, where the bank balance-to-GDP ratio is 8-to-one and 22-to-one, respectively.

Since the outbreak of the crisis, the euro zone has succeeded in pruning back the banks, and their balance sheets are now only 3.5 times the size of the currency union’s combined economic performance. But, in recent years, while hundreds of mainly smaller banks have been shut down in the United States, Europeans have closed their eyes to the dangers.

Stepping Into the Breach

Christine Lagarde, the former French finance minister and current head of the International Monetary Fund (IMF), spoke in Frankfurt on March 19 about the progress that has been made in banking regulations, saying that 20 banks had been “resolved” since 2007 and that 60 have undergone “deep restructuring.” Though impressive at first glance, these figures are misleading. Most of the banks were nationalized (such as HRE and Northern Rock), subsumed by other institutions (Sachsen LB) or broken down into smaller units (WestLB). Few have actually disappeared.

More than anything, however, Lagarde’s figures fail to indicate who bore the costs of rehabilitating the banks. “Since the outbreak of the financial crisis,” Dombret says, “taxpayers have unfortunately been forced to step into the breach with all difficulties.”

Indeed, since 2008, the European Commission has authorized €5 trillion ($6.4 trillion) in aid for the financial sector, equivalent to 40 percent of the EU’s combined economic performance. Germany alone has allocated €646 billion to its banks. In the process, private creditors have only been asked to make a modest contribution. For example, the Irish government put four times as much capital into rescuing domestic banks as private creditors did, and the ratio is similar in Spain.

Likewise, shareholders of failing institutions have by no means lost their money in all cases. Owners of shares in Commerzbank, for example, were allowed to retain their stakes even though the bank, Germany’s second-largest, received €18.2 billion in state aid.

In many cases, simply too little could be taken from the shareholders to stabilize the institutions. “The Cypriot case vividly shows how little capital resources Europe’s banks possess to absorb possible losses,” says Harald Hau, 46, a finance expert at the University of Geneva. In his view, the unequal distribution of burdens between bank shareholders and taxpayers is by design — he speaks of “existing banking socialism.”

The banks’ lack of sufficient capital has made taxpayers de facto shareholders because they are unfailingly asked to pony up whenever a bank runs into trouble. But unlike the real shareholders, Hau notes, taxpayers are “in no way compensated for this risk.”

Including the Creditors

In the case of Cyprus, European leaders have demonstrated for the first time that the burdens can be distributed differently. Laiki Bank, the country’s second-largest financial institution, will be dismantled, and the remaining private shareholders of the already largely nationalized bank and its creditors will shoulder its losses. But the plan also calls for bank customers with large deposits to share in the pain for the first time: Deposits above €100,000 will be drawn on to help cover the bank’s losses.

“The plan is good because creditors and major depositors will be included,” says Daniel Gros, director of the Brussels-based Centre for European Policy Studies. He also believes that the Cyprus solution could become a blueprint for dealing with banks in other EU countries in crisis. In recent years, Gros continues, banks and their creditors have been bailed out because people have kept in mind the dramatic market turbulences that followed in the collapse of Lehman Brothers. But he thinks people will now say: “Look at Cyprus. The market reacted positively to the plan to close down a major bank and have its creditors bear the costs.”

Forcing private creditors to participate in bailing out faltering banks has, to be sure, triggered worries about the possible flight of capital from ailing countries. Bank customers and creditors could “relocate (their money) from the weak to the strongest institutions,” says Uwe Burkert, head of credit analysis at the Landesbank Baden-Württemberg, a publicly owned regional bank based in the southwestern German state.

However, the financial markets have so far reacted to the conditions set for bailing out Cypriot banks with surprising calm. Indeed, ever since July 2012, when European Central Bank President Mario Draghi pledged that the EU’s central bank would “do whatever it takes to preserve the euro,” the situation in economically troubled euro-zone countries has stabilized considerably.

If this calm persists, there is nothing to block the implementation of Dijsselbloem’s plans. Indeed, even the European Commission backs them in principle. As early as last June, Internal Market Commissioner Michel Barnier presented the initial draft of an EU directive on bank liquidation. The draft envisions forcing private investors to bear more of the costs when banks run into trouble. However, Hau, the finance expert at the University of Geneva, criticizes the plan for not clearly specifying exactly which investors will be compelled to participate and in which order.

Dissent from Luxembourg

Christine Lagarde, Wolfgang Schaeuble, Maria Fekter, Pierre Moscovici

Precisely this issue is currently being discussed at the European Parliament. “We want to clearly strengthen the position of deposit customers,” says Swedish European Parliament member Gunnar Hökmark. Under the proposal, deposits of up to €100,000 would be excluded from any loss participation at a bank. Likewise, any deposits over that amount would only get hit if the losses couldn’t be fully covered by a bank’s shareholders and other creditors.

But governments and parliamentarians are fighting fiercely over the fine print. Officials representing Finland, the Netherlands and Germany want to pull in the financial sector as quickly and comprehensively as possible. But highly indebted Southern European countries, as well as governments fearing for their domestic financial sectors, are stepping on the brakes.

Luxembourg Finance Minister Luc Frieden, for example, has warned about the dangers of following the Cyprus model of making people with deposits greater than €100,000 help pay for bailouts. “This will lead to a situation in which investors invest their money outside the euro zone,” he said. “In this difficult situation, we need to avoid anything that will lead to instability and destroy the trust of savers.”

Despite major opposition, backers of Dijsselbloem’s strategy believe their chances are improving. This has prompted Carsten Schneider, the budget policy expert for the opposition center-left Social Democrats in Berlin, to call for implementing the rules for winding down banks by 2014 rather than the currently planned 2018. “Societal and political acceptance is ending for the model of bank rescues in which the state protects bondholders and major investors,” he says.

Dombret, the Bundesbank board member, likewise believes it would be sensible to push up the introduction of the new rules to 2015. Norbert Berthle, the parliamentary budget expert for Chancellor Merkel’s conservatives, acknowledges that, “we first have to pull shareholders and creditors into a bank’s rescue.”

Dijsselbloem Holds Firm

EU Parliament - Parliament

In the end, however, one must conclude that, while Dijsselbloem’s proposal may have been correct, it won’t make it easier for EU leaders to resolve the euro debt crisis. On the one hand, the debate is urgently needed to put an end to the banking sector’s business principle holding that profits should be privately enjoyed while losses are borne publicly. On the other, the issue threatens to spark new conflicts within the euro zone. Indeed, the dispute over Europe’s banking system could soon become just as bitter as that between Northern and Southern Europe.

Either way, Dijsselbloem is determined to wage the battle. Though he has said that he no longer thinks the Cyprus bailout is a good model, he still intends to hold firm to the crux of his approach.

“Now that the situation is more calm and the financial markets seem to have become more steady and easier, we should start pushing back the risks,” Dijsselbloem said in an interview with the Financial Times and Reuters last week. “Taking the risk from the financial sector and taking it on to public shoulders is not the right approach.”

BY MARTIN HESSE, MICHAEL SAUGA, CORNELIA SCHMERGAL and CHRISTOPH SCHULT

Translated from the German by Josh Ward

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