Tag Archives: Dinero

THE BATTLE AGAINST LOW SALARIES, LOW WAGES AND INSUFICIENT BENEFITS CAN BE NEGOTIATED.

8 Dec

THE BATTLE AGAINST LOW SALARIES & WAGES , PLUS INSUFICIENT BENEFITS CAN BE NEGOTIATED.

MACDONALD HIGHER WATESQ

WE ARE  THE HOME  FOR THE

  “MY  HOME & LOAN LOTTO-CLUB”

  

THE 401A LATINO MIAMI CHAPTER IS LIKE BEING WITH WE THE PEOPLE MORTGAGE”
“IT IS LIKE BEING YOUR OWN BANK”  

 WE THE PEOPLE – THE WORKING MIDDLE CLASS AMERICA – WANT

AMERICAN ENTREPRENEURS TO ALLOW US TO BECOME OUR
OWN BANKS TO FINANCE THE ACQUISITION OF OUR OWN HOUSING NEEDS. ALL WE NEED FROM
THEM – OUR BOSSES – IS AN AUTHORIZATION AND ASSISTANCE TO CREATE OUR OWN
MONETARY CLUBES, AND RUN OUR PROGRAMS; AT NO COST TO THEM. WE WILL BE DOING ALL THE FINANCING OURSELVES

OBAMA-4-OBAMA-3-WALMART IS FOR HIGHER BENEFITS FOR EMPLOYEES - 4 -Black Friday protest against low wages at Walmart in Bellevue, WA 


 WALMART IS FOR HIGHER BENEFITS FOR EMPLOYEES - 2-OBAMA-1-

 

 

 

 

 

 

AS A GOOD ENTREPRENEUR YOU SHOULD TAKE A LOOK AT WHAT THE PROGRAM “WE THE PEOPLE MORTGAGE” OFFERS AS BENEFITS FOR YOUR EMPLOYEES. CLICK HERE FOR MORE INFO.

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WALMART IS FOR HIGHER BENEFITS FOR EMPLOYEES - 4 -OBAMA-3-WALMART IS FOR HIGHER BENEFITS FOR EMPLOYEES - 2-

This is a program guided by the principles of   Pure Competition, and Free Enterprise It is like building a MINI-STOCK MARKET in our own community. You buy what you want as long as your decision is based on your own FREE WILL.  All this done through a SOCIAL CLUB.

See what happens to your money when you pay a BANK or a FINANCIAL institution…:
 

OF YOUR “P&I”MONTHLY PAYMENTS

All those profits could be GAINS for the CLUB MEMBERS

It is your decision to ask for it. It is a FREE country.

A concerned citizen….

 

THE “TEA PARTY” of the COLONIAL past has become the Criminal party of the HYENAS, “THE HYENAS TEA PARTY” of the 21stCentury

16 Oct

HASA-HIENAS PARTYTHE “TEA PARTY” of the COLONIAL past has become the Criminal party of the HYENAS, “THE HYENAS TEA PARTY” of the 21stCentury in the eyes of its followers and their CREATORS.

IT Is unconceivable in what bad shape with which certain group in our present humanity distorts their own concepts – which were standards of generosity and patriotism in the past –  through time – for what it was meant at that time, during the time of the colony, as the very revered and famous “TEA PARTY” – at the time – created in the past for noble purposes, of purity, of fairness, of Justice and a hearts rejoiced of patriotism, and love for the motherland in mind; which was borne out of the need to remove the foreign oppression was exploiting a town that slowly began to lift a nation with great strength and a desire to progress. Clearly, in that then only the privileged class of the (1% TERS) who were the dominant class in that then – forgot all of the L human components that were  PRIMORDIA LY included in their Industrial and Commercial production factors in that then – the privileged class – were who commanded, ordered, do and undo during  the colonial period of new American life;  to solely suit you’re their own benefit, requirements and needs.

Now, in the era of 21st century, the party HYENAS, “THE HYENASTEA PARTY” of the 21st century, has come to be an imitation of the “TEA PARTY” to what was a described above but with many and very CONSPICOUSS  differences.

First: the main theme of domination and foreign taxation – in colonial times – has been converted to a domination and imposition to his own compatriots and current fellow at the time of the 21st century.   They no longer are fighting something outside of their nation, but it is against their own fellow American citizens. This simple fact already makes them to lose – if not all – so much of the true historical meaning and value of the virtues of its famous name… then known as “THE TEA PARTY”.

Second: the virtuous concepts of nobility, purity, honesty, justice, and patriotism – elements that existed in that then – and which stayed in the past will never return any more; and they have been replaced by the HATE, RACISM, THE MERCANTILISM, AND THE SERVILITY to the monetary powers of the PRESENT time.

Third: The process of Progress, which once was the motor  force and was coveted – at the time – by all Americans; Now days it has becomes quite the opposite… and is to become the gradual destruction of the same progress; that has taken so many years t create – with so much suffering and vicissitudes – it has taken a different form as it existed in the years of the 50’s to the 80’s…. “” These gentlemen of the modern “TEA PARTY” are not more than a BUFFOONERY to which the classic party of the “TEA” would have represented back then, in colonial times. Today they only represent the privileged class “The Political and that of the Money Gabblers”; the famous 1% TERS of the modern era.  The modern “RICH DUDS”  who do not care to take the monetary fund’s of their own nation to other foreign Nations in the form of investment or hiding ”FISCAL HEAVEN”. Either to gain more revenues than those they would earn in their own land, or for not paying taxes to the Government that represents them and gives the face by them wherever they need it. THESE LORDS REPRESENT THE INFAMOUS INSURANCE INDUSTRY, THE HOSPITAL’S INDUSTRY, THE PHARMACEUTICAL, AND THE AMERICAN MEDICAL SECTOR. They are those who have much to lose if the “OBAMACARE” enters into force and exerts the function for which it was designed; in a way… 100% functional, effective and financially. “Believe me, these gentlemen will have to change to gait if they want to adapt to the regulations of the ‘ OBAMACARE ‘. Their standard of living, and their way of doing business will have to change at all, since those tricks of the determination of the value of the rates and services will be highly tailored to the reality; that barely it is reflected nowadays.

Many of these gentlemen – THE ROBOTIC INDIVIDUALS –  to whom I consider as FORSAKEN of their race and of their natal descent – already they forget when thier daily food menu, sometimes consisted of “Wings, livers and gizzards of chicken FRIES”, and that of others… of “White rice with fried eggs” accompanied with well water; before they came to sell their souls to the devil for a “fillet MIGNION and champagne”. All these gentlemen have, and have created a petty minded, selfish, null, and rugged personality and ideas. Worse yet, many of them besides being political fanatics – debtors of 50mill favors granted to themselves or to their privileged class completely wrong; they have mistaken the true feelings of the “TEA PARTY of the colony”, the “THE HYENATEA PARTY” OF THE 21Century, don’t even know these virtues now days, and much less to reflect their modern actions of DISCRIMINATION AND HATE OF THEIR OWN FELLOW CITIZENS. The simple fact of leaving 80Millones of citizens jobless and do nothing for them …for not to give the glory – of bringing about such change – to the Barack Obama’s Government Administration, not only is criminal, shameful, and highly immoral, but totally not patriotic at all. Let alone, the intransigent way to prosecute this Government Administration of today demolishing what both the people of the GRASSROOTS middle class worker needs so much – as it is  the health system the American people are being offered by “OBAMACARE” – these actions are undoubtedly criminal, nauseous and they show how little humanity this amoral party represents. They don’t care for  the well-being of their fellow citizens, and not lift a finger to resolve the nation’s economic problems–when they have all the means and the possibility of an early solution… and not make it. Shame on you…”THE HYENAS TEA PARTY” OF THE 21Century,

What more can be expected from this kind – ROBOTIC-CRIMINAL -of individuals like this….NOTHING. We – THE CONSIOUS AMERICAN PEOPLE – must remove from their posts of Government – paid  with tax payer’s money – for not doing the job for which they were elected…to do…”.HELP THE AMERICAN TOWN TO LIVE BETTER AND NOT TO DESTROY THEM IN THE WAY THAT THE ARE DOINGNOW DAYS” . They are, the GOP’s accompanied by the abominable of “THE HYENAS TEA PARTY” the party of the HYENAS. They are, of the GOP being blackmailed by the anachronism of the party of the HYENAS… who have forced the current situation of the closure of the – working class – of employees of the American Government in October 2013.  ENOUGH IS ENOUGH ALREADY WE SHOULD REMOVE THEM AS SOOS AS WE CAN ANY WAYS, IN THE ELECTIONS FOR THE YEAR 2014. IN GOD WE TRUST.

MR PRESIDENT EXECUTIVE PWR 123

EL “TEA PARTY” del pasado COLONIAL se ha convertido en “EL PARTIDO DE LA HIENAS” del Siglo 21.

12 Oct

EL “TEA PARTY” del pasado COLONIAL se ha convertido en el Criminal partido de las HIENAS, “THE HYENAS PARTY” del SIGLO 21 ante los ojos de sus seguidores y de sus creadores y profesadores. 

HASA-HIENAS PARTY

Es incocebible la mala forma con la cual CIERTO GRUPO de la HUMANIDAD distorsiona sus propios conceptos a travez del tiempo – como se conocio en ese entonces, durante la epoca de la colonia,  como el famoso y muy venerado “TEA PARTY” – de aquel entonces –  creados en el pasado con fines nobles, de pureza, de honestidad, de justicia y con corazones enchidos de patriotismo, y amor por la patria  en mente; el cual habia nacido de la necesidad de quitarse de arriba la opression extranjera que estaba explotando a un pueblo que comenzaba lentamente a levantar una nacion con mucha pujanza y deseos de progresar. Claro, en ese entonces solo sobresalian la clase (1%TERS) privilegiada – se olvidaban del todo de los PRIMORDIALES components humanos que comprendian  los factores de la produccion Industrial y commercial de ese entonces – La clase privilegiada eran los que mandaban, hacian y deshacian de la epoca colonial de la nueva vida Americana a su antojo y necesidad.

Ahora,  en la epoca de Siglo 21, el partido de las HIENAS, “THE HYENAS PARTY” del SIGLO 21, ha salido ser una imitacion del “TEA PARTY”  a lo que se a descrito arriba pero con muchas y muy grandes diferencias.

Primero: el tema principal de la dominacion y la imposicion extranjera – en tiempo de la colonia – ha sido convertida a una dominacion e imposicion a sus propios compatriotas y conciudadanos actuales en la epoca del Siglo 21. Ya no es peleando algo afuera de la nacion, sino es contra la nacion misma, y contra sus propios conciudadanos Americanos. Este simple hecho ya le hace perde mucho del verdadero valor historico de las virtudes de su famoso nombre…”EL TEA PARTY”.

Segundo: los virtuosos conceptos de Nobleza, Pureza, Honestidad, Justicia, y Patriotismo, como que se quedaron en el pasado y para nunca mas volver; y han sido substituidos por  EL ODIO,EL RACISMO, EL MERCANTILISMO, EL SERVILISMO  A LOS PODERES MONETARIOS DE LA EPOCA.

Tercero: EL PROGRESO,  que una vez fuera la fuerza motora y fuera tan codiciada en aquel entonces por los AMERICANOS; hoy dia se hace todo lo contrario…y se a convertido en LA DESTRUCCION PAULATINA DEL PROGRESO MISMO; que ha  tomado tantos años – que con tantos sufrimientos y vicicitudes – ha tomado formar lo como existio en los años de los 50s… a los 80s.   Estos Señores del “TEA PARTY” moderno no son mas que una BUFONADA a lo que el partido clasico del” TE” hubiera representado en aquel entonces,en tiempos de la colonia. Hoy dia ellos solamente representan a la clase privilegia del “PODER POLITICO y DEL DINERO”; los famosos 1%TERS de la epoca moderna. Los RICACHONEZ modernos que no  les importa llevarse los fondos monetarios de su propia nacion a otras naciones extranjeras en forma de inversion o de escondite. Ya sea para ganar mas reditos a los que ganarian en su propia tierra, o para no pagar IMPUESTOS  al gobierno que los representa y da la cara por ellos donde quiera que ellos se metan. Estor señores representan a la INDUSTRIA  DE LAS ASEGURADORAS, LA DE LOS HOSPITALES, LA FARMACEUTICA, y al sector MEDICO AMERICANO. Quienes  tienen mucho que perder si el”OBAMACARE” entra en vigor y ejerce la function por la cual ESTE fue diseñado; y en una forma del 100% efectiva…funcional y financier. Creanme, estos Señores tendran que cambiar hasta el modo de andar si quieren adaptarse a las regulaciones del ‘OBAMACARE”. Su estandar de vida, y la forma de hacer negocios tendra que cambiar del todo, puesto que las triquiñuelas de la determinacionde PRECIOS y SERVICIOS sera altamente ajustada a la realidad; que escasamente se refleja hoy dia.

 

A muchos de estos Señores – A QUIENES YO CONSIDERO COMO RENEGADOS DE SU RAZA Y DE SU DECENDENCIA – ya se les olvido de cuando su menu alimenticio COTIDIANO, algunas vezes consistia de  “ALITAS, HIGADOS Y MOLLEJAS DE POLLO FRITAS”, y a otros de “ ARROZ BLANCO CON HUEVO FRITO” acompañados con agua de pozo; antes de verderle el alma al Diablo por un  “FILETE DE MIGNION Y CHAMPAN”. Todo estos señores tienes y han creado una mentalidad mezquina, egoista, nula, y escabrosa.  Peor aun, muchos de ellos ademas de ser FANATICOS POLITICOS – deudores de 50mill favores concedidos a ellos MISMOS o a su clase PRIVILEGIADA totalmente equivocada; ellos an transiverjado los verdaderos sentimientos del “TEA PARTY DE LA COLONIA”, el “THE HYENA PARTY” tansiquiera conocen estas virtudes hoy dia, y mucho menos reflejan sus acciones modernas de descriminacion y odio a sus propios conciudadanos. El simple hecho de dejar a 80Millones de ciudadanos sin trabajo y no hacer nada por ellos para no darle la gloria al Administracion Gubernamental actual, no solo es criminal, una verguenza,  y altamente inmoral, sino totalmente no patriotica del todo. Ya no digamos, la intrasigente manera de perseguir a la Adminstracion Gubernamental actual para derrumbar lo que tanto el pueblo de la CLASE MEDIA TRABAJADORA necesita tanto – como el sistema de salud al pueblo ofrecido por “EL OBAMACARE” – estas accciones son asquientas, doblemente criminales y demuestra la poca humanidad este amoral partido representa. No importarles el bienestar de sus compatriotas, y no levantar un solo dedo para resolver los problemas economicos de la nacion – cuando ellos cuentan con todos los  medios y la posibilidad de una pronta solucion…y que no la hagan. Que verguenza.

Que mas se puede esperar de individuos de esta calaña…NADA. Hay que sacarlos de sus puestos de Gobierno – bien pagados – por no hacer el trabajo para el cual ellos fueron electos…AYUDAR AL PUEBLO AMERICANO A VIVIR MEJOR Y NO PARA DESTROZARLOS DE LA MANERA LA CUAL LO ESTAN HACIENDO. Son ellos, los del GOP acompañados por los del “THE HYENAS PARTY” el partido de la HIENAS. Son ellos, los del GOP siendo chantajeados por los anacronicos del  PARTIDO DE LAS HIENAS…quienes estan forzado la situcion actual del CIERRE DE LOS TRABAJOS DE LOS EMPLEADOS DEL GOBIERNO AMERICANO en OCTUBRE 2013. BASTA YA, HAY QUE SACARLOS DE CUALQUIER MANERA, EN LAS ELECCIONES DE LOS AÑOS DEL 2014.

MR PRESIDENT EXECUTIVE PWR 123

GRASS ROOTS AMERICA – ABRAN LOS OJOS ESCUCHEN Y AYUDEN A SU PRESIDENTE BARACK OBAMA.

1 Oct

GRASS ROOTS AMERICA… ABRAN LOS OJOS, ESCUCHEN Y AYUDEN A SU PRESIDENTE… BARACK OBAMA..

GOV SHUTDOWN 2013

El partido republicano – el famoso GOP, bueno para nada sino únicamente para crear guerras – han decidido cerrar nuestro gobierno para satisfacer los deseos de los 1%NTERS a quienes ellos se la pasan HUSMEANDOLE  sus traseros. Han decidido aplicarle un “BOICOT”, o un “BLACK-MAIL”,  o a “EXTORSIONAR” al presidente Norte Americano BARACK OBAMA – y a lo largo del camino le estarán haciendo mucho daño a los GRASS ROOTS DEL PUEBLO AMERICANO  también – que le impiden al PRESIDENTE aplicar su o/y nuestro… tan necesario programa del cuidado de la salud – “OBAMACARE” – que nosotros los GRASS ROOTS AMERICANOS estamos esperando COM MUCHA ANSIEDAD. ¿Por qué quieren LOS DEL GOP hacernos ese daño…? Lo hacen simplemente, porque son malos, egoístas y tienen un horrible miedo de perder su control sobre su forma de manejo –MANIPULACION – del pueblo ESTADOUNIDENSE y su gobierno.

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Lo hacen porque saben que cuando – OBAMACARE – comience a hacer su trabajo, Los Farmacéutico, Las compañías de seguros, Los Hospitales y Los Doctores  tendrán que realizar cambios severos en su forma de vida y su forma tan Barata el “GOP” va a tratar al pueblo ESTADOUNIDENSE…? ¿No van – USTEDES DEL GOP – a apoyar a nuestro PRESIDENTE en todo aquello que es bueno para el pueblo ESTADOUNIDENSE…? Claro que no. Solamente eso es lo que se puede esperar de tan diabólica cultura.

Bueno, si esa es forma cómo el partido REPUBLICANO quiere tratar con el pueblo ESTADOUNIDENSE; nosotros el pueblo AMERICANO los GRASS ROOTS podemos en primer lugar…servirlos con su propia medicina y veremos que es aquello lo que sucede. Y en segundo lugar, no los olvidaremos en el momento de las futuras elecciones del 2014… nosotros les recompensaremos por tan precioso regalo nos concedieron en 2013 – extorsionando a nuestro gobernante, electo Democráticamente con  un mandato presidencial…el PRESIDENTE BARACK OBAMA..

Para saber quiénes son ellos los que constituyen ese horrible obstáculo para nuestro bienestar y para nuestro progreso, de todos nosotros los GRASS ROOTS AMERICANOS… Abran el siguiente enlace electrónico de abajo, o copiar/pegar si es necesario…en su ventana de búsqueda…

http://www.democratichub.com/Senate-list.aspx?o=PV&C4=r&gclid=CKKkvPGK9LkCFSZp7AodJC8AzA

.. .y hacer algo significativo para sacarlos de las oficinas del gobierno, porque SON UN MONTÓN DE BUENOSPARA NADA Y QUE NO SIRVE PARA NADA, sino únicamente para hacer sus famosas GUERRAS. Ellos no son más que un montón de BELICISTAS, convirtiendo LOS DINEROS DE LOS IMPUESTOS AMERICANOS EN JUGOZAS ganancias PRODUCIDAS POR SUS malintencionadas guerras

HASA - OBAMACARE INSURANCE 2014

THIS IS WHY THE 1%TERS HATE THE HEALTH CARE GOV. PROGRAM; OBAMACARE.

29 Sep

OBAMA CARE COST LESS THAN CELL PHONETHIS IS WHY THE 1%TERS HATE THE HEALTH CARE GOV. PROGRAM; OBAMACARE. 

Quitting for Obamacare: Trapped workers may seek relief in new health exchanges 

JoNel Aleccia NBC News  

John Brecher / NBC News

OBAMACARE123.jpg - 3

Joseph and Claudia Schulz, a husband-and-wife real estate team in Phoenix, wanted to form their own business for years but were daunted by the prospect of giving up employer-provided health insurance. But now they plan to sign up for the new health exchanges offered under the Affordable Care Act and move ahead with their dream.

As millions of Americans wait to see how the federal health exchanges shake out, some who’ve been hanging onto their jobs just for the insurance say Obamacare gives them a new reason to bid their old employers goodbye.

One Arizona couple, Claudia and Joseph Schulz, just quit their jobs, in fact, and launched a husband-and-wife real estate team, largely because they can sign up this week for health insurance not tethered to any position.

“That was the fear before. We felt too much on our own,” says Claudia Schulz, 33, of Phoenix. “Now, if we’re able to make our dream come true of owning our own business, or at least giving it a shot, it’s worth it.”

Starting a business or retiring early will suddenly become an option under the new exchanges, experts say, especially for the many employees who have felt trapped by so-called “job lock” — being stuck in a position because of the benefits, usually health insurance, it provides.

“The Affordable Care Act completely changes the playing field,” says Paul Fronstin, director of the health research programs at the Employee Benefit Research Institute. “You don’t need your employer any more for health benefits.”

It may be particularly attractive for older workers — those in their late 50s and early 60s still too young for Medicare — who will find they can get affordable insurance despite health problems. That will free them from the trap of needing to work, but being too sick to stay on the job, experts say.

Entrepreneurs of all ages will be able to choose careers “based on the job where they’re going to be most productive,” says Laurel Lucia, a policy analyst at the Center for Labor Research and Education at the University of California, Berkeley.

But experts also caution there are many unknowns lurking in the launch of the exchanges. They’re a cornerstone of the ACA, widely known as Obamacare — the 2010 law aimed at boosting access to coverage so that more Americans will take care of their health.

Despite years of discussion, many Americans aren’t aware that the ACA may apply to them, including the 27 million it aims to cover by 2017. In late August, a month before the launch, four in 10 Americans were still unsure about whether the ACA remained law, according to a Kaiser Family Foundation poll.

“There’s very little knowledge out there at this point,” says Dean Baker, co-director of the Center for Economic and Policy Research, a liberal-leaning think tank in Washington, D.C. “We don’t know exactly what these plans will look like.”

Costs, provider choices and which benefits will be available on the range of basic “bronze” to cover-everything “platinum” plans have been estimated and modeled, but they won’t be certain until the exchanges go live as expected on Tuesday. Even then there will be changes and glitches, experts say. The federal government will run or help run the plan in 36 states; the rest plan to run their own.

About 7 million people are expected to sign up on the insurance exchanges, according to the Congressional Budget Office. That could include up to 1.5 million newly self-employed people as a result of ACA, according to a joint study by the Urban Institute’s Health Policy Center and Georgetown University.

“The idea is that when people have employer-sponsored insurance, even if they would like to start their own business, they might be reluctant to leave that job that provides them insurance coverage if they’re not confident they would be able to access affordable health coverage some other way,” Carole Gresenz, a health economist at Georgetown, told NBC News.

OBAMACARE123..jpg -2

CLICK THE FOLLOWING LINK:

http://www.nbcnews.com/health/quitting-obamacare-trapped-workers-may-seek-relief-new-health-exchanges-8C11277058

Video: A husband-wife business team who see the Affordable Care Act as an opportunity talk about why health insurance matters to their family.

That was certainly the case for Claudia and Joseph Schulz, the Phoenix couple who campaigned for health care reform in red-state Arizona, never knowing they’d need it themselves.

“We both worked for national builders. We both made a six-figure income,” Claudia Schulz says.

Then, in 2008, when the recession hit the construction industry hard, they both lost their jobs. At the same time, Claudia discovered a lump in her breast and Joseph developed a swollen lymph node in his groin, a possible sign of testicular cancer.

“I was going to lose my health insurance a week before my surgery,” she says. “I remember thinking, if it does turn out I have cancer, how am I going to keep my insurance? I remember thinking, oh my god, health insurance is a trap.”

Neither 0ne turned out to be sick, but the effects of the scare lingered. Joseph Schulz, a mortgage broker, took a job at an online university temporarily just to have insurance to cover the family, which includes three children ages 10, 7 and 2. Claudia went back to school for a master’s degree.

They were both hired back into corporate real estate jobs, but the Schulzes always wanted to work on their own. That’s when they remembered Obamacare.

“We thought, that law is actually going to be real now,” Claudia Schulz says. “Hey, we could get that insurance. We never thought of that for us.”

In September, Joseph Schulz quit his job as a mortgage broker and Claudia Schulz arranged to work as a consultant for her former firm. They have employer-sponsored insurance through Monday.

On Tuesday, they plan to sign up for the new exchanges in Arizona, where five insurers have filed to offer care. Based on their projected $150,000 income, plus family size, the Schulzes may pay about $1,250 a month in premiums for a silver plan, or more for the top-tier platinum plan they favor, according to a calculator offered by the Berkeley labor center. At 544 percent of the federal poverty level, that’s well out of range for any government subsidies.

The care will start Jan. 1. Until then, the Schulzes figure they’ll pay about $1,600 a month for COBRA benefits to extend their insurance. That’s all a big bite out of the family’s budget, far more than the $420 a month they’ve been paying.

The extra cash — and talk in Congress of defunding Obamacare — raises some questions about their decision, they admit.

John Brecher / NBC News

The Schulzes say they plan to buy the highest-priced ‘platinum’ plan offered through ACA to make sure they have adequate insurance coverage for them and their children Jas, 10, Alexander, 7, and Victoria, 2.

OBAMACARE 123ll.jpg - 1

“To be honest, we have that fear, that they might cancel it and it may not happen. We’d have to go back to employer-based insurance,” Claudia Schulz says. “But we’re still going through with it.”

In fact, a family emergency this week reinforced their support for affordable, independent insurance. Joseph Schulz’s 57-year-old stepfather suffered a sudden stroke on Tuesday that may leave him permanently disabled. The lifelong construction worker was recently laid off from his job and has no insurance. He may qualify for Social Security disability, but he’ll also be able to get health care through the new exchange.

Still, others considering quitting their jobs for Obamacare remain cautious. Jay Narey, a 49-year-old flight attendant in Dallas, says he plans to leave the skies and start a commercial real estate business — but not until late next year, after any glitches are addressed.

“I’m definitely interested,” says Narey. “Having access to health insurance is absolutely critical to self-employed individuals like me who no longer wish to be chained to a specific employer.”

And one 35-year-old Austin, Texas, man tells NBC News he plans use Obamacare to leave his “not exactly fulfilling” corporate job to become an independent consultant for a favorite food product. But he doesn’t want to share his name because he hasn’t told his boss – and he still needs insurance to cover his wife’s rheumatoid arthritis, a pre-existing health condition.

“I don’t know that we want to be the ones to lead out on the experiment,” the man says. “We’re probably going to wait and see how it all shakes out.”

JoNel Aleccia is a senior health reporter with NBC News. Reach her on Twitter at @JoNel_Aleccia or send her an email. 

SEE WHY OBAMACARE HEALTH INSURANCE IS WORTH TO BUY.

27 Sep

SEE WHY “OBAMACARE HEALTH INSURANCE” IS WORTH TO BUY.

OBAMA CARE COST LESS THAN CELL PHONE

State-by-State Monthly Marketplace Premiums

A new report shows that the Affordable Care Act will deliver on its promise to make health insurance more affordable and accessible for Americans who need it. Download the full report

The report, released by the Department of Health and Human Services (HHS) finds that in state after state, affordable options will be available through the Health Insurance Marketplace in 2014. Nearly all eligible uninsured Americans (about 95%) live in states with average premiums below earlier projections. And nearly all consumers (about 95%) will have a choice of health insurance companies, each of which offers a number of different plans.

The Marketplace will be run in partnership with States or fully by the HHS in 36 states. In these states, on average, consumers will have a choice of 53 health plans (bronze, silver, gold, and platinum plans), and young adults will have the additional option of low-cost catastrophic or youth plans.

Use the map below to explore a summary of the choices and premiums expected in those 36 states. Final, complete information about all the plans in each state Marketplace will be available via HealthCare.gov on October 1.

CLICK ON USA MAP PICTURE DWOWN BELOW…

OBAMACARE-GOV

FOR THE VERSION IN SPANISH –

PARA VER LA VERSION EN ESPAÑOL CLICK HERE.

FROM THE PRESIDENT – REALTORS® at the White House

20 Sep
FROM THE PRESIDENT REALTORS® at the White House

NAR’s 2013 Leadership Team attended President Obama’s briefing on the current state of the economic recovery. REALTORS® were invited because of the critical role we played to stabilize and revitalize the real estate market. President Gary Thomas provides a recap of the visit in his latest video.

Watch the video.

 

 HASA - MIAMI BEACHES.jpg -16HASA REO U-TUBE LOGO 2013

AAA PROFESSIONAL REALTY, LLC.

  •  Group:        Overseas Property Investment
  • Subject:       Announcement from AAA Professional Realty, LLC.

 We will be cooperating in the only way we know how to do it to our clientele, supplying them, at a fastest, and highly efficient time with all that information they need for they to find what they are looking for to make assertive decisions. To have a quick peep follow the links…

New Deals in South Florida, USA provided by our banking system.
Various Bank Owned Properties – REO’s – can EASILY bought by cash at relatively low prices

We are a full service company; as Realtors and as Title  services.   Some are all CASH, Others FINANCED, Foreigners 35%-40% LTV

Why in South Florida, USA
You can buy with a 60% to 40% discounted from Original Sale price. Prices are fairly equated in relation to capability to RENT. RENTS may render between 5%-10% rate of return on the investment, depending on the location of the property.

Better Market offering investor security   Market has reached the bottom – Prices are on the rise   We are one tourist Leading holiday destinations   60%+ Rental Ownership/Occupancy

Rental in the UP SPIN – great Rental Yields &  Values   Millions generated in tourism   Security for Million visitors a year   South American’s first landing Destination

Overview

HASA - IN THE GOLDEN AGE  I WILL TAKE CARE OF YOU - 2013HASA - DORAL FOTOS 2012 - 17


Property Types: 1,2,3 Bedrooms Apartments NEW & USED   Price from $100,000   Deposit – 5.0%   Maintenance Fees as low as $145.00 a MTH.   Fenced and NON-Fenced Complexes; With & With Out Security. Many Club House Amenities: Pool – Gym – Tennis – Billiard tables – and many Others.  Taxes and Monthly  Maintenance Fees and nothing else to pay.

TAKE ALOOK AT OUR EEUU-SOUTH FLORIDA WEEKLY REAL ESTATE REPORT OF SINGLE HOMES THWS & CONDOS IN FORECLOSURE AND IN PUBLIC AUCTION, FOR SALE, OR FOR RENT.CLICK THIS LINK:  http://t.co/dFj3pYCM

For more MULTI LANGUAGE information

AND TO SEE SOME  OF THE PROPERTIES OFFERED

go to :  http://www.hectorsaenz/id270.html

E-Mail me at: hasaenz777@yahoo.com for further information
Regards   hasaenz777@yahoo.com

 THUMS UP

OBAMACARE IS GREAT FOR THE GRASS ROOTS AMERICANS

19 Sep

Will I qualify for lower costs on monthly premiums?

HASA - OBAMACARE INSURANCE 2014

When you get health insurance coverage in the Marketplace, you may be able to get lower costs on monthly premiums. This depends on your income and family size.

Pay lower costs for premiums each month

In the Health Insurance Marketplace you may be able to lower the costs of your health insurance coverage by paying lower monthly premiums. You’ll see the amount of savings you’re eligible for when you fill out your Marketplace application after October 1, 2013. Prices shown for insurance plans will reflect the lower costs.

These lower costs are handled with a tax credit called the Advance Premium Tax Credit. But these tax credits can be applied directly to your monthly premiums, so you get the lower costs immediately.

Get an estimate of your costs and savings before October 1

Until October 1, you can get a rough estimate of costs and savings by using the Kaiser Family Foundation calculator.

Savings depends on income and family size

The amount you save depends on your family size and how much money your family earns. In general, if your income falls within the following ranges you’ll qualify to save money on your premiums in 2014. The lower your income within these ranges, the more you’ll save. (The amounts below are based on 2013 numbers and are likely to be slightly higher in 2014.)

  • $11,490 to $45,960 for individuals
  • $15,510 to $62,040 for a family of 2
  • $19,530 to $78,120 for a family of 3
  • $23,550 to $94,200 for a family of 4
  • $27,570 to $110,280 for a family of 5
  • $31,590 to $126,360 for a family of 6
  • $35,610 to $142,440 for a family of 7
  • $39,630 to $158,520 for a family of 8

If your income falls below the amounts shown, you may qualify for coverage under your state’s Medicaid program. But if your state is not expanding Medicaid in 2014–and you don’t qualify for Medicaid under your state’s rules–you can’t get lower costs on Marketplace coverage based on your income. You’d have to pay the entire cost of a Marketplace insurance plan.

How to estimate your income

When you apply for lower costs in the Marketplace, you’ll need to estimate your household income for 2014.

For most people, you can use your household’s adjusted gross income for this estimate. If you know your 2013 adjusted gross income, use that and take into account any changes you expect in 2014.

Another way to estimate your income is to add up the following items for all the people in your household, based on what you think they’ll receive in 2014:

  • Wages
  • Salaries
  • Tips
  • Net income from any self-employment or business
  • Unemployment compensation
  • Social Security payments

Other kinds of income to include when estimating your 2014 income are: rental income, interest, dividends, capital gains, annuities, alimony, and some retirement and pensions.

Modified adjusted gross income

When you fill out the Marketplace application, a number called “modified adjusted gross income” (MAGI) will be used.

Modified adjusted gross income is generally your household’s adjusted gross income plus any tax-exempt Social Security, interest, and foreign income you have. It’s used to determine your eligibility for lower costs on Marketplace coverage, and for Medicaid and the Children’s Health Insurance Program (CHIP).

You don’t have to figure out this income yourself. The math will be done for you when you apply through the Marketplace or your state agency.

For Medicaid, it also matters if you’ve had a change in household income since your last tax return. When you apply you’ll need to tell us your household income now and also estimate the amount for 2014, taking into account changes that you know about.

MODIFICAR o REFINANCIAR SU HIPOTECA BAJO DE AGUA CON EL DINERO DEL PUEBLO.

28 Jul

EL SR. PRESIDENTE AMERICANO BARACK OBAMA HA PEDIDO A SUS COMPATRIOTAS ESTADOUNIDENSES A CONTRIBUIR – O MEJOR DICHO A MEJORAR EL FUTURO DE LOS AMERICANOS DE LA CLASE MEDIA CRIOLLA; “LOS GRASS ROOTS AMERICANOS” – DE CUALQUIER INDOLE QUE ESTA SEA; PERO HAY QUE CONTRIBUIR.  

“NOSOTROS LA HIPOTECA DEL PUEBLO”

HASA- APROVACION - OBAMA.jpg  - 1

TENIENDO EN CUENTA COMO UNICA CONDICION BASICA Y MUY NECESARIA, DE – ESTA CONTRIBUCION -ES QUE LES DEBE DE DEVOLVER LA DIGNIDAD, Y EL ORGULLO DE SER TRABAJADORES EFICIENTES Y PROGRESIVOS. A LA MISMA VEZ LES DEBERA DE DAR UN METODO CON EL CUAL AMPLIARAN SU PODER ADQUISITIVO Y UN EXCEDENTE DE CAPITAL DISPONIBLE PARA MANTENER – SOSTENER ATRAVEZ DEL TIEMPO – UNA VIDA PRODUCTIVA QUE LES PERMITA PODERER SUFRAGAR TODAS SUS NECESIDADES COTIDIANAS BASICAS COMO LO SON LA VIVIENDA, LA EDUCACION, LA SALUD, PAN SOBRE SUS MESAS, Y MUY IMPORTANTE…CON UN PROGRESIVO FUTURO GARANTIZADO PARA TODAS LAS COMUNIDADES DONDE ELLOS RESIDEN. TODO ESTO SE PUEDE LOGRAR ATRAVEZ DE UN ESFUERZO COLECTIVO PARA GENERAR NUEVAS FUENTES DE RIQUEZA DENTRO DE LA MISMA COMUNIDAD DE LA QUE SE HABLA.

YO ME SIENTO ORGULLOZO DE PODER HACER UN PEQUEÑO APORTE PARA QUE EL SR. PRESIDENTE BARACK OBAMA LO ESTUDIE Y TRATE DE IMPLEMENTRL0 PARA TODOS AQUELLOS QUE PUEDEN SER BENEFICIADAS POR LA IMPLEMENTACION DE UN PROGRAMA DE ESTA INDOLE. ALTAMENTE CONTRAVERSIAL PERO MUY EFECTIVO Y MUY NECESARIO PARA BALANCEAR LA RIQUEZA DE NUESTRAS ECONOMIAS LOCALES DE UNA MANERA MUY EFICIENTE.

HASA - OUTSOURCING 2  ESTO ES UN HIPOTECA BAJO DE AGUA CLICK AQUI.

MODIFICAR o REFINANCIAR SU HIPOTECA BAJO DE AGUA CON EL DINERO DEL PUEBLO.

“NOSOTROS LA HIPOTECA DEL PUEBLO”

 Estoy recomendando un programa de mi propia creación. Les pido únicamente que se tomen el tiempo necesario para investigarlo, puesto que para mi el significa un Programa con un gran Poder Monetario que nuestros vecinos y constituyentes recibirán con gran agrado; y lo mucho que hace falta hoy dia…un incremento en los recursos monetarios de cada habitante de nuestras ciudades. Que dicho sea de paso es lo único que verdaderamente cuenta para fortalecer todos esos  valores brindados en el seno de sus familias, y que conlleva la creación de muchos nuevos empleos dentro del sector económico donde la comunidad reside.

 HASA - NOSOTROS LA HIPOTECA DEL PUEBLO 7-28-2013-.jpg - 888OPRIMA AQUI PARA UNA PRESENTACION EN MICROSOFT EXEL.

 EL OBJECTIVO PRINCIPAL de “NOSOTROS LA HIPOTECA DEL PUEBLO”:

Con las mejores intenciones de ofrecer a nuestra ciudadanía los medios y el acceso a la acumulación real y controlada de riqueza monetaria – dinero en efectivo – a través del tiempo mientras están pagando las HIPOTECAS  sobre sus viviendas.  Si Señores y Señoras…se podrían Uds. imaginar las grandes cantidades de dinero que pagamos en concepto de INTERESES  Y DE CAPITAL sobre nuestro prestamos a segundas y terceras instituciones financieras mensualmente…?  Yo creo que muchos de Uds no tienen ni idea…de las grandes cantidades de dinero que se van de nuestro territorio  cuando pagamos nuestra HIPOTECAS mensualmente. Porque no los guardamos para nosotros mismos..? Nosotros también podemos ser los cobradores de esas enormes sumas de dinero, y a la misma vez podemos ir edificando un nicho de oro para todos nosotros  atravez del tiempo… de las vidas  – cuya duración puede ser de 360 meses en la mayoría de los casos – de nuestro prestamos sobre nuestras casas. Deudas que hemos adquirido cuando compramos la viviendo donde residimos cada uno de nosotros. Se pueden Uds. imaginar lo qu esto significa…?  Mucho dinero atravez del tiempo.  Para el bien y la mejoría de nosotros y nuestras comunidades. No les parece a Uds. algo sensacional…?

PARA SABER CUAL ES EL DESTINO DE TU DINERO QUE PAGAS

MENSUALMENTE  SOBRE TU HIPOTECAS. OPRIME AQUI

 Para formarnos una idea de los que estoy hablando, los invito a echar un ojo y analizar todo lo que les he dicho arriba en la siguiente sinopsis.  Esto es un ejemplo típico de cualquier HIPOTECA en el mundo en que vivimos hoy día.

BUSCANDO ” REO ” – PROPIEDADES VENDIDAS POR LOS BANCOS EN MIAMI, MIAMI BEACH.

2 Jun

PARA  BUSCAR ” REO ” – PROPIEDADES VENDIDAS POR LOS BANCOS EN MIAMI, MIAMI BEACH.  QUE DICHO SEA DE PASO SON MUCHO MAS BARATAS QUE LAS DEL MERCADO NORMAL.

HASA REO U-TUBE LOGO 2013REPORTE SEMANAL INMOBILIARIO PARA – MIAMI-DORAL, MIAMI BEACH, FORT LAUDERDALE, Y WEST PALM BEACH USA..

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